Auto Loans Made Easy for Any Credit Situation
Express Funding Group makes car financing simple. Whether you have bad credit, no credit, or a recent repo, we’ll help you get approved quickly through our dealer and lender network. Apply online in minutes, receive a decision fast, and drive with confidence.
Bad Credit? No Credit? We’ve Got You Covered
If your credit score is below 670, getting approved through traditional lenders can feel impossible. At EFG, we specialize in bad credit auto loans, first-time buyer financing, and loans after repossessions. Our experts will guide you step by step, tailoring a plan that fits your budget and helps rebuild your credit history. With flexible terms, transparent contracts, and personalized support, driving today is possible.
Learn How Auto Loans Work
We believe knowledge is power. That’s why we created our Loan Guide to explain the ins and outs of auto financing—bad credit requirements, down payments, loan terms, and how to rebuild credit with on-time payments.
Auto Loan FAQs
Got questions about car loans in South Florida? We’ve answered the most common ones below.
What is a bad credit car loan?
A loan tailored to buyers with poor or no credit, designed to help rebuild your credit while getting you into a car.
Do I need a large down payment?
Not always. With our Flex Down options, you may be able to drive now and pay your down payment within 60 days.
Can I get approved with a repo on my record?
Yes. We work with customers who have recent repossessions and help structure affordable plans.
What documents do I need?
Proof of income, residency, driver’s license, and references. Our Loan Guide has the full checklist.
How fast is the approval process?
Many applicants receive an answer within minutes.
Why Choose Express Funding Group?
Guaranteed Approvals
Get approved even with bad credit, no credit, or a recent repo.
Flexible Down Payments
Drive now, pay your down payment within 60 days.
Bilingual Support
Our loan specialists are here to help in English or Spanish.
Trusted Network
Backed by 27+ years of experience through our dealer-lender partners.
Ready to Get Started?
With Express Funding Group, approval is fast, financing is flexible, and every step is designed to help you succeed. Apply now and get connected to our dealer-lender network today.
