Get Approved for an Auto Loan Today
Express Funding Group makes getting approved simple. Whether you have bad credit, no credit, or even a recent repo, our team of specialists is here to help. Apply online in minutes, get a decision fast, and drive today through our trusted dealer-lender network.
Fast, Flexible, and Friendly Loan Approvals
Approval doesn’t have to be stressful. With EFG, you’ll get personalized loan guidance, flexible down payment options, and quick responses from our loan experts.
Why Apply Through EFG?
Unlike traditional lenders, we specialize in helping customers who face credit challenges. Our process is straightforward, transparent, and built to help you succeed.
Guaranteed Approvals
Get approved no matter your credit history.
Low Money Down
Flexible down payments with “drive now, pay later” options.
Rebuild Credit
Every on-time payment helps improve your score.
Fast Decisions
Many applicants hear back within minutes.
Get Approved FAQs
We know applying for financing can feel overwhelming. Here are answers to the most common questions customers ask when applying with Express Funding Group.
What do I need to apply?
You’ll need a valid driver’s license, proof of income, proof of residency, and a few personal references. A down payment may also be required depending on the loan terms.
Can I get approved with bad credit or no credit?
Yes. Our specialty is helping customers with bad credit, no credit, or even recent repossessions secure financing.
How fast is the approval process?
Many applicants receive a decision within minutes of applying online. Our loan specialists will follow up to guide you through the next steps.
Do I need a cosigner?
Not always. Some applicants may benefit from having a cosigner, but it’s not a requirement for everyone.
What if I don’t have a Social Security Number?
We can work with applicants who do not have an SSN. Contact our team for details about alternative approval options.
Getting approved doesn’t have to be complicated. With Express Funding Group, every step is built for simplicity, speed, and support.
